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Terms and conditions

Bank conditions

Effective from Effective to
General conditions of dealing with and servicing the customers   Only the Bank's postal code has been changed 2024-06-13 Effective now PDF ASICE
2023-09-01 2024-06-12 PDF ASICE
2019-12-09 2023-08-31 PDF ADOC
2019-06-24 2019-12-08 PDF ADOC
2018-10-31 2019-06-23 PDF ASICE
2018-08-01 2018-10-30 PDF ASICE
2018-05-25 2018-07-31 PDF ASICE
2015-01-01 2018-05-24 PDF ASICE
Payment services provision conditions   Only the Bank's postal code has been changed. 2024-06-13 Effective now PDF ASICE
2023-10-01 2024-06-12 PDF ASICE
2019-12-09 2023-09-30 PDF ADOC
2019-06-26 2019-12-08 PDF ASICE
2019-06-18 2019-06-25 PDF ASICE
2019-06-01 2019-06-17 PDF ASICE
2018-10-31 2019-05-31 PDF ASICE
2018-08-01 2018-10-30 PDF ASICE
2018-05-25 2018-07-31 PDF ASICE
2015-09-25 2018-05-24 PDF ASICE
Principles of processing Personal data 2023-09-01 Effective now PDF ASICE
2023-03-20 2023-08-31 PDF ASICE
2022-02-28 2023-03-19 PDF
2021-03-01 2022-02-27 PDF
2020-03-15 2021-02-28 PDF
2018-05-25 2020-03-14 PDF ASICE
Swedbank’s Cookie Policy 2023-03-23 Effective now PDF
2022-10-06 2023-03-22 PDF
2020-10-29 2022-10-05 PDF
2018-07-02 2020-10-28 PDF
User terms   Only the Bank's postal code has been changed 2024-06-13 Effective now PDF ASICE
2020-01-21 2024-06-12 PDF

Everyday banking

Effective from Effective to
Terms and conditions of a starting account agreement   Updated title 2024-10-24 Effective now PDF ADOC
2019-10-09 2024-10-23 PDF ADOC
2018-08-01 2019-10-08 PDF ASICE
Terms and conditions of the legal persons bank account agreement   Amendments related to stopping provision of cash services in foreign currencies (p. 2.1 and 11.4) 2019-12-09 Effective now PDF ADOC
2018-08-01 2019-12-08 PDF ASICE
Terms and conditions for the provision of standing order service   Amendments related to the separation of currency conversion from payments (p. 4.4) and compliance with the European Union accessibility directive. 2024-11-01 Effective now PDF ASICE
2024-06-13 2024-10-31 PDF ASICE
2024-01-25 2024-06-12 PDF ASICE
2023-08-10 2024-01-24 PDF ASICE
2019-06-24 2023-08-09 PDF ASICE
2018-10-31 2019-06-23 PDF ASICE
2018-08-01 2018-10-30 PDF ASICE
The terms and conditions of the Agreement of Electronic Services   Only the Bank's postal code has been changed 2024-06-13 Effective now PDF ASICE
2023-01-26 2024-06-12 PDF ASICE
2020-11-26 2023-01-25 PDF ADOC
2019-07-01 2020-11-25 PDF ADOC
2018-08-01 2019-06-30 PDF ASICE
2018-05-25 2018-07-31 PDF ASICE
2018-03-15 2018-05-24 PDF ASICE
2017-01-07 2018-03-15 PDF ASICE
2016-12-01 2016-12-31 PDF ASICE
E. invoice automated payment service conditions   Only the Bank's postal code has been changed. 2024-06-13 Effective now PDF ASICE
2021-08-12 2024-06-12 PDF ADOC
2018-10-31 2021-08-11 PDF ASICE
2018-05-25 2018-10-30 PDF ADOC
2017-07-01 2018-05-24 PDF ASICE
2015-09-01 2017-06-30 PDF ASICE
Terms and conditions of Swedbank Gateway 2020-11-01 Effective now PDF ADOC
2019-05-01 2020-10-31 PDF ASICE
General terms and conditions of the business credit card agreement 2023-10-01 Effective now PDF ASICE
2021-10-01 2023-09-30 PDF ASICE
Terms and conditions of Direct debit service   Changed address of the Supervision Service at the Bank of Lithuania 2019-06-24 2021-12-31 PDF ASICE
2018-10-31 2019-06-23 PDF ASICE
2017-03-06 2018-10-30 PDF ASICE

Payment collection

Effective from Effective to
General conditions of the e invoice sending service   Only the Bank's postal code has been changed. 2024-06-13 Effective now PDF ASICE
2018-05-25 2024-06-12 PDF ASICE
2015-09-22 2018-05-24 PDF ASICE
Terms and conditions for payment cards servicing   Removed requirement to store transaction receipts, refund conditions are defined. 2024-11-25 Effective now PDF ASICE
2024-06-13 2024-11-24 PDF ASICE
2018-08-20 2024-06-12 PDF ASICE
2016-06-09 2018-08-19 PDF ASICE
2015-06-01 2016-06-08 PDF ASICE
Terms and conditions for terminal rental   Only the Bank's postal code has been changed. 2024-06-13 Effective now PDF ASICE
2018-08-20 2024-06-12 PDF ASICE
2016-06-09 2018-08-19 PDF ASICE
2015-06-01 2016-06-08 PDF ASICE
Payment Initiation Services Conditions (previous title - Swedbank Bank Link Service conditions)   Only the Bank's postal code has been changed. 2024-06-13 Effective now PDF ASICE
2023-10-09 2024-06-12 PDF ASICE
2022-08-03 2023-10-08 PDF ASICE
Terms And Conditions for Online Card Acquiring   Refund conditions are defined, updated list of illegal and/or prohibited activities. 2024-11-25 Effective now PDF ASICE
2024-06-13 2024-11-24 PDF ASICE
2021-04-25 2024-06-12 PDF ADOC
Conditions for payment cards servicing (cash back) 2019-05-06 Effective now PDF ASICE
Terms and conditions for e-commerce payments platform   Provisions for digital wallet solutions are included. 2024-11-25 Effective now PDF ASICE
2024-06-13 2024-11-24 PDF ASICE
2022-08-03 2024-06-12 PDF ASICE
E-commerce payment initiation services conditions   Only the Bank's postal code has been changed. 2024-06-13 Effective now PDF ASICE
2022-08-03 2024-06-12 PDF ASICE
Swedbank Bank Link Service conditions (for agreements concluded until 03.08.2022)   Changes are related to Payment Initiation Service implementation 2020-08-07 2022-09-22 PDF ADOC
2019-10-24 2020-08-06 PDF ASICE
Swedbank payment portal Bank Link service conditions   Agreement is separated from Swedbank Payment Portal Service Agreement and it is treated as standalone agreement. Added terms used in the document, defined technical requirements and added responsibilities (see p. 5-6). 2021-04-25 2023-02-28 PDF ADOC
2015-12-09 2021-04-24 PDF ASICE
Swedbank payment portal online card acquiring conditions 2017-11-15 2021-04-24 PDF ASICE
2016-06-09 2017-11-14 PDF ASICE
2015-12-09 2016-06-08 PDF ASICE
Swedbank payment portal service conditions   Updated terms used in the document, added the regulation of the reporting portal (see p. 3), provisions governing the applicable law, notifications from the parties (see p. 9-19). 2021-04-25 2023-02-28 PDF ADOC
2015-12-09 2021-04-24 PDF ASICE
Terms and conditions for e-commerce payments platform (for agreements concluded until 03.08.2022) 2021-07-01 2022-09-22 PDF ADOC
Instructions for accepting payment cards   Updated name of document, removed requirement to store transaction receipts, updated list of illegal prohibited activities. 2024-11-25 Effective now PDF ASICE

Loans

Effective from Effective to
General Part of the Legal Person Credit Agreement 2024-05-13 Effective now PDF ASICE
2021-05-17 2024-05-12 PDF ADOC
2019-02-04 2021-05-16 PDF ASICE
2018-05-25 2019-02-03 PDF ASICE
2017-08-14 2018-05-24 PDF ASICE
2017-05-15 2017-08-13 PDF ADOC
2016-05-16 2017-05-14 PDF ADOC
General Part of the Legal Person Credit Agreement with Guarantees and Letters of Credit 2024-05-13 Effective now PDF ASICE
2021-05-17 2024-05-12 PDF ADOC
2019-02-04 2021-05-16 PDF ASICE
2018-05-25 2019-02-03 PDF ASICE
2017-08-14 2018-05-24 PDF ASICE
2017-05-15 2017-08-13 PDF ADOC
2016-05-16 2017-05-14 PDF ADOC
General Part of the Legal Person Surety Agreement 2021-05-17 Effective now PDF ADOC
2018-05-25 2021-05-16 PDF ADOC
2017-08-14 2018-05-24 PDF ASICE
2016-05-16 2017-08-13 PDF ADOC
General Part of the Natural Person Surety Agreement 2021-05-17 Effective now PDF ADOC
2019-02-04 2021-05-16 PDF ASICE
2018-05-25 2019-02-03 PDF ASICE
2017-08-14 2018-05-24 PDF ASICE
2017-01-01 2017-08-13 PDF ADOC
2016-05-16 2016-12-31 PDF ADOC
Sustainable Farming Terms & Conditions 2022-10-20 Effective now PDF ASICE

Trade finance

Effective from Effective to
Conditions of the issuance of the Bank guarantee with the financial collateral 2023-10-02 Effective now PDF ASICE
2019-02-04 2023-10-01 PDF ASICE
2018-10-01 2019-02-03 PDF ASICE
General conditions of the factoring agreement 2019-02-04 Effective now PDF ASICE
2018-05-25 2019-02-03 PDF ASICE
2017-05-22 2018-05-24 PDF ASICE
2015-02-23 2017-05-21 PDF ASICE

Leasing

Effective from Effective to
General conditions of corporate client leasing agreement (applicable when the leasing agreement is concluded in Swedbank, AB) 2025-01-01 Effective now PDF ASICE
General conditions of equipment operating lease agreement (applicable when the operating lease agreement is concluded in Swedbank, AB) 2025-01-01 Effective now PDF ASICE
General conditions of vehicle operating lease agreement (applicable when the operating lease agreement is concluded in Swedbank, AB) 2025-01-01 Effective now PDF ASICE
General conditions of vehicle operating lease and services agreement (applicable when the operating lease agreement is concluded in Swedbank, AB) 2025-01-01 Effective now PDF ASICE
General conditions of corporate client leasing agreement (applicable when the leasing agreement is concluded in Swedbank lizingas, UAB) 2023-04-20 Effective now PDF ASICE
2019-02-04 2023-04-19 PDF ASICE
2018-05-25 2019-02-03 PDF ASICE
2017-08-14 2018-05-24 PDF ASICE
2017-05-15 2017-08-13 PDF ASICE
2016-02-01 2017-05-14 PDF ASICE
2015-08-17 2016-01-31 PDF ASICE
General conditions of equipment operating lease agreement (applicable when the operating lease agreement is concluded in Swedbank lizingas, UAB) 2023-04-20 Effective now PDF ASICE
2019-02-04 2023-04-19 PDF ASICE
2018-05-25 2019-02-03 PDF ASICE
2017-08-14 2018-05-24 PDF ASICE
2017-05-15 2017-08-13 PDF ADOC
2016-02-01 2017-05-14 PDF ADOC
2015-08-17 2016-01-31 PDF ADOC
General conditions of vehicle operating lease agreement (applicable when the operating lease agreement is concluded in Swedbank lizingas, UAB) 2023-04-20 Effective now PDF ASICE
2019-02-04 2023-04-19 PDF ASICE
2018-05-25 2019-02-03 PDF ASICE
2017-05-15 2018-05-24 PDF ASICE
2016-02-01 2017-05-14 PDF ASICE
2015-08-17 2016-01-31 PDF ASICE
General conditions of vehicle operating lease and services agreement (applicable when the operating lease agreement is concluded in Swedbank lizingas, UAB) 2023-04-20 Effective now PDF ASICE
2019-02-04 2023-04-19 PDF ASICE
2018-05-25 2019-02-03 PDF ADOC
2017-05-15 2018-05-24 PDF ASICE
2016-02-01 2017-05-14 PDF ASICE
2015-08-17 2016-01-31 PDF ASICE
Sustainable Farming Terms & Conditions 2022-10-20 Effective now PDF ASICE

Savings and investments

Effective from Effective to
Terms and conditions of the Overnight deposit agreement   Only the Bank's postal code has been changed 2024-06-13 Effective now PDF ASICE
2023-08-10 2024-06-12 PDF ASICE
2023-06-15 2023-08-09 PDF ASICE
Master transaction agreement terms and conditions   Only the Bank's postal code has been changed 2024-06-13 Effective now PDF ASICE
2024-04-29 2024-06-12 PDF ASICE
Terms and conditions of the Agreement on Acquisition of the Savings Notes of the Government of the Republic of Lithuania 2024-10-10 Effective now PDF ASICE
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Nuo 2021 03 23 nebebus galima jungtis prie „Swedbank“ interneto banko naudojantis naršykle „Internet Explorer“.

Taip pat nebebus galima tvirtinti ar vykdyti mokėjimų iš „Swedbank“ kituose tinklalapiuose naudojantis „Internet Explorer“.

Siūlome Jums naudotis naršyklėmis „Google Chrome“, „Mozilla Firefox“ ar naujausia „Microsoft Edge“ versija. Norėdami sužinoti, kaip įdiegti naršykles spauskite čia.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Swedbank
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Contacts

verslas@swedbank.lt

„Swedbank”, AB
Konstitucijos pr. 20A, 09321 Vilnius, Lithuania
SWIFT code HABALT22
Legal entity code: 112029651

Useful links

Legal information

This is Internet Banking site of companies offering financial services - „Swedbank“ AB, Swedbank lizingas UAB, Swedbank investicijų valdymas UAB, Swedbank P&C Insurance AS Lithuanian branch, Swedbank Life Insurance SE Lithuanian branch. Before signing any agreement read the terms and conditions of the respective service.